Compare Mortgage Refinance Companies in Jacksonville, FL
Directory of mortgage refinance companies in Jacksonville, Florida. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 20 mortgage refinance companies in Jacksonville, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Jacksonville Cost?
Typical costs for a mortgage refinance in Florida range from 2 percent to 6 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars lender origination fees of 500 to 2000 dollars and title insurance costs of 500 to 1500 dollars. Florida charges documentary stamp taxes on the new loan which vary by county. In Duval County the rate is 0.35 per 100 dollars of the loan amount. These costs can be paid upfront or rolled into the new loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Jacksonville Florida?
You typically need pay stubs tax returns bank statements and a photo ID. Florida lenders also require proof of homeowners insurance. Your refinance company will provide a full list based on your situation.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal is needed or if title issues arise. Florida law does not set a specific maximum time limit for the process.
Are there Florida specific rules for mortgage refinance companies?
Yes. Florida requires mortgage lenders and brokers to be licensed through the Office of Financial Regulation. They must follow the Florida Mortgage Broker Act and provide clear disclosure of fees. Refinance companies in Jacksonville must comply with these state laws.