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Compare Mortgage Refinance Companies in Marco Island, FL

Compare mortgage refinance companies in Marco Island. Review contact information and insurance categorys before you decide.

10 agents listed
Updated June 2026
Marco Island, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 10 mortgage refinance companies in Marco Island, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lending To Heroes
1857 San Marco Rd C202, Marco Island, FL 34145
(855) 684-4376 lendingtoheroes.com
Florida Home Loanz, LLC
547 E Elkcam Cir Unit 547, Marco Island, FL 34145
(239) 394-2102 floridahomeloanz.com
New American Funding - Cody De'Malavez
606 Bald Eagle Dr Ste. 401B, Marco Island, FL 34145
(239) 963-2309 newamericanfunding.com
Newrez
1000 N Collier Blvd Suite 1, Marco Island, FL 34145
(239) 280-2257 newrez.com
New American Funding - Marco Island, FL
606 Bald Eagle Dr Ste. 401B, Marco Island, FL 34145
(239) 237-0523 newamericanfunding.com
Finance of America Mortgage LLC
654 Bald Eagle Dr, Marco Island, FL 34145
(239) 970-0090 foamortgage.com
Marco Island Mortgage
950 N Collier Blvd, Marco Island, FL 34145
(239) 744-2200 marcoislandflmortgage.com
Lower Mortgage
950 N Collier Blvd Suite 405, Marco Island, FL 34145
(888) 509-8301 lower.com
Chase Mortgage
960 N Collier Blvd, Marco Island, FL 34145
(239) 389-0313 chase.com
Regions Mortgage
606 Bald Eagle Dr, Marco Island, FL 34145
(239) 642-8966 regions.com

Mortgage refinance companies in Marco Island Florida help homeowners adjust their loan terms or lower their interest rates. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Marco Islands unique property market and flood insurance requirements.

What Does a Mortgage Refinance Company in Marco Island Cost?

Typical costs for a mortgage refinance in Florida include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance costs of 500 to 1500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Marco Island?
You typically need recent pay stubs tax returns bank statements and a copy of your homeowners insurance policy. Florida law also requires proof of flood insurance if your property is in a flood zone.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there Florida specific rules for refinancing a homestead property?
Yes Florida homestead properties have special protections under Article X of the Florida Constitution. Refinancing does not affect your homestead exemption but you must sign a new mortgage document.

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