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Find Mortgage Refinance Companies Near You in Melbourne, FL
Browse mortgage refinance companies serving Melbourne, Florida. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Melbourne, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 mortgage refinance companies in Melbourne, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Morgan Financial
1441 N Harbor City Blvd, Melbourne, FL 32935
3217573570
The Mortgage Firm Inc. Space Coast
930 S Harbor City Blvd Suite 304, Melbourne, FL 32901
3217010441
RMC Home Mortgage, LLC
1686 W Hibiscus Blvd Suite A, Melbourne, FL 32901
8774787369
Future Home Loans Space Coast
524 N Harbor City Blvd, Melbourne, FL 32935
3213538600
Dyer Mortgage, a Division of Primary Residential Mortgage, Inc.
10 S Harbor City Blvd, Melbourne, FL 32901
3212154419
Revolution Mortgage - Ben Mitas & John Henderson
1900 S Harbor City Blvd Ste 209, Melbourne, FL 32901
3213178250
Jennifer Kline at Neighborhood Loans - NMLS# 1574523
306 E Strawbridge Ave, Melbourne, FL 32901
3216841975
Embrace Home Loans - Melbourne, FL
5500 Murrell Rd #201, Melbourne, FL 32940
3218211000
Fluent Mortgage Corp.
6905 N Wickham Rd Suite 402, Melbourne, FL 32940
8777358368
New American Funding - Jake LaBelle
5500 Murrell Rd #201, Melbourne, FL 32940
8023534724
Bay Equity LLC
501 E New Haven Ave, Melbourne, FL 32901
3215913064
Slam Dunk Home Loans
8530 N Wickham Rd STE 112, Melbourne, FL 32940
4077613797
Ashley Stockrahm Mortgage Group- Edge Home Loans
4840 Dairy Rd STE 101, Melbourne, FL 32904
3214583725
American Mortgage Loan Services, LLC
1243 N Harbor City Blvd Ste. A, Melbourne, FL 32935
3217236206
Oceans Lending LLC
1740 Sarno Rd, Melbourne, FL 32935
3213392995
Hard Money Lenders Melbourne FL
1735 W Hibiscus Blvd, Melbourne, FL 32901
3213343915
Embrace Home Loans - Donny Panasis NMLS 1481372
5500 Murrell Rd #201, Melbourne, FL 32940
3212146327
Jerrod Harlan, CrossCountry Mortgage
202 N Harbor City Blvd, Melbourne, FL 32935
3215374527
Jason McCloy at CrossCountry Mortgage
6023 Farcenda Pl Suite 102, Melbourne, FL 32940
3214051074
Community Credit Union of Florida-Indian Harbour Beach
293 E Eau Gallie Blvd, Melbourne, FL 32937
3216902328
A mortgage refinance company in Melbourne Florida helps homeowners lower their rate or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Brevard County property values and can guide you through the process.
What Does a Mortgage Refinance Company in Melbourne Cost?
Typical costs for a mortgage refinance in Melbourne Florida range from 2 to 5 percent of the loan amount. This includes lender fees, appraisal fees, title insurance, and Florida documentary stamp tax. For a 200,000 dollar loan you might pay 4,000 to 10,000 dollars in total costs. Your actual costs depend on your loan amount, credit score, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Melbourne Florida?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Florida law does not require a specific document list but lenders follow federal guidelines. Your refinance company will give you a complete checklist.
How long does a mortgage refinance take in Florida?
A typical refinance in Florida takes 30 to 45 days from application to closing. Florida has a three day right of rescission for most refinances after you sign the documents. This waiting period is required by federal law.
Are there Florida specific fees for refinancing a mortgage?
Yes Florida charges documentary stamp tax on the new loan amount at a rate of 35 cents per 100 dollars. You may also pay recording fees and title insurance. These costs vary by county and loan size.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.