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Find Mortgage Refinance Companies Near You in Merritt Island, FL
Directory of mortgage refinance companies in Merritt Island, Florida. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Merritt Island, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 mortgage refinance companies in Merritt Island, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jake Malesh, Mortgage Broker NMLS #2129513
2617 The Trails at Hidden Harbor, Merritt Island, FL 32952
3214822460
Mortgage, Bank of America
15 E Merritt Island Cswy, Merritt Island, FL 32952
3213513711
Mortgage Solutions of Fl Corp
375 S Courtenay Pkwy #8, Merritt Island, FL 32952
3218488379
A mortgage refinance company in Merritt Island Florida helps homeowners lower their rate or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Brevard County property values and can guide you through the process.
What Does a Mortgage Refinance Company in Merritt Island Cost?
Typical costs for a mortgage refinance in Florida include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs in Brevard County often total 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Merritt Island?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. Florida lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer.
Can I refinance a Florida homestead property?
Yes, you can refinance a homestead property. Florida law protects your primary residence from certain creditors, but refinancing does not affect that protection.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.