Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 7 mortgage refinance companies in Miami Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ross Home Loans
100 Lincoln Rd # Cu7, Miami Beach, FL 33139
3057638023
RATERIGHT Team - Empowered by Nexa/Axen Mortgage
1504 Bay Rd Suite 1426, Miami Beach, FL 33139
3057034663
Realfinity
929 Alton Rd Suite 500, Miami Beach, FL 33139
7867895665
Expert Home Mortgage Inc.
429 Lenox Ave., Miami Beach, FL 33139
3059495626
Miami Beach Mortgage Lenders
7314 Collins Ave, Miami Beach, FL 33141
9542750498
Miami Beach Mortgage | Fidelity Home Group
1000 5th St #200, Miami Beach, FL 33139
3056001600
Foundation Mortgage Corporation
Michigan Ave #700d, Miami Beach, FL 33139
3055323995
What Does a Mortgage Refinance Company in Miami Beach Cost?
Typical costs for a mortgage refinance in Florida include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1.5 percent of the loan amount, and title insurance costs of 500 to 1,000 dollars. Closing costs in Miami Beach often total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Miami Beach?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Florida laws that affect mortgage refinancing?
Yes Florida has a homestead exemption that may impact your property taxes after refinancing. Also Florida is a judicial foreclosure state which can affect lender requirements for loan terms.