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Showing 3 mortgage refinance companies in Miami Gardens, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Primary Residential Mortgage, Inc.
600 NW 183rd St, Miami Gardens, FL 33169
3056529393
Ozzie Rabinowitz
67 NW 183rd St Suite 108, Miami Gardens, FL 33169
8007311400
The Collective Lending Group
6135 NW 167th St E8, Miami Gardens, FL 33015
3055012788
What Does a Mortgage Refinance Company in Miami Gardens Cost?
Typical costs for a mortgage refinance in Florida include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Miami Gardens?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Florida law does not require a specific document list, but most lenders ask for proof of income and assets.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title search is needed.
Are there Florida specific rules for refinancing a homestead property?
Yes. Florida homestead property is protected from creditors under Article X Section 4 of the Florida Constitution. This protection does not affect the refinance process but may limit certain loan terms.