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Showing 4 mortgage refinance companies in Middleburg, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
VyStar Credit Union
1768 Blanding Blvd, Middleburg, FL 32068
9045945657
The Herd Lending
14 Swimming Pen Dr, Middleburg, FL 32068
9543042763
MiMortgage - Jacksonville
1635 Farm Way STE 401, Middleburg, FL 32068
9042695992
PNC Mortgage
2380 Blanding Blvd, Middleburg, FL 32068
9045648160
What Does a Mortgage Refinance Company in Middleburg Cost?
Typical costs for a mortgage refinance in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs around $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. This information is general and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Middleburg Florida?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there Florida specific rules for mortgage refinancing?
Yes, Florida law requires a three day right of rescission for most refinances on your primary home. This gives you time to cancel the loan without penalty after signing.