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Mortgage Refinance Companies in Mims, FL

Looking for a mortgage refinance company in Mims? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Mims, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 mortgage refinance companies in Mims, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Regions Mortgage
2350 US-1, Mims, FL 32754
4073790888
Hii Commercial Mortgage Loans Mims FL
2641 Pineapple Ave # K, Mims, FL 32754
3212220229

Mims homeowners looking to lower their monthly payments or change loan terms can work with a mortgage refinance company. In Florida, refinance transactions must comply with state usury laws and federal Truth in Lending Act requirements. Local lenders in Mims can help you navigate these rules and find a loan that fits your needs.

What Does a Mortgage Refinance Company in Mims Cost?

Typical costs for refinancing a mortgage in Florida range from 2 to 5 percent of the loan amount. For a 200,000 dollar loan, this means 4,000 to 10,000 dollars in closing costs. Florida documentary stamp tax adds about 700 dollars on that same loan. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a home in Mims Florida?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. Florida law does not require extra documents beyond federal lending standards. Your lender will tell you exactly what is needed.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal or title search takes longer. Your loan officer can give you a timeline based on your specific case.
Are there Florida-specific fees for refinancing a mortgage?
Yes, Florida charges a documentary stamp tax on the new loan amount. This tax is typically 0.35 percent of the loan principal. Other costs include title insurance, appraisal fees, and lender origination charges.