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Find Mortgage Refinance Companies Near You in Newberry, FL
Looking for a mortgage refinance company in Newberry? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Newberry, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 6 mortgage refinance companies in Newberry, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HMA Mortgage
414 SW 140th Terrace, Newberry, FL 32669
3522049600
Mike Jones - Ameris Bank Mortgage
12921 SW 1st Rd Suite 119, Newberry, FL 32669
3522150501
Whiteaker Mortgage Team at HMA Mortgage
414 SW 140th Terrace, Newberry, FL 32669
3522049600
Becky Bessinger - Ameris Bank Mortgage
12921 SW 1st Ave suite 119, Newberry, FL 32669
3524943556
Rick Herring, Sr. Mortgage Loan Officer
414 SW 140th Terrace, Newberry, FL 32669
3527451771
Greg Smith - Raymond James
24836 W Newberry Rd, Newberry, FL 32669
3524723220
Newberry homeowners can work with a mortgage refinance company to lower their rate or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies in Newberry understand the Alachua County property market and can guide you through the process.
What Does a Mortgage Refinance Company in Newberry Cost?
Typical costs for a mortgage refinance in Florida include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs in Newberry generally range from 2,000 to 5,000 dollars depending on loan size and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the first step to refinance a mortgage in Newberry Florida?
Contact a licensed mortgage refinance company in Newberry to discuss your goals. They will review your credit, income, and current loan terms. Florida law requires a written Loan Estimate within three business days after you submit a complete application.
Are there Florida specific rules for refinancing a mortgage?
Yes. Florida is a non-recourse state for purchase mortgages but refinance loans are typically recourse loans. This means the lender can pursue a deficiency judgment if you default. Also, Florida has a 50 day right of rescission period for refinances on your primary residence.
How long does a mortgage refinance take in Newberry Florida?
A typical refinance in Florida takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work is needed. Your lender must provide a Closing Disclosure at least three business days before the closing date.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.