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Directory of mortgage refinance companies in Oldsmar, Florida. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Oldsmar, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 4 mortgage refinance companies in Oldsmar, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Newcoast
501 Brooker Creek Blvd, Oldsmar, FL 34677
8666392627
Amscot - The Money Superstore
3730 Tampa Rd, Oldsmar, FL 34677
8138542737
Ignite My Loan
3689 Tampa Rd, Oldsmar, FL 34677
8665373882
NewFed Mortgage Corp
3150 Tampa Rd #8, Oldsmar, FL 34677
8776393331
Mortgage refinance companies in Oldsmar Florida help homeowners lower their interest rates or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Pinellas County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Oldsmar Cost?
Typical costs for a mortgage refinance in Florida range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $600 title insurance costs of $500 to $1,000 and lender origination fees of 0.5% to 1% of the loan. Costs vary by property value and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Oldsmar Florida?
You typically need pay stubs tax returns bank statements and a photo ID. Florida lenders also require a property appraisal. Having these ready can speed up the process.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer. Your lender will provide a timeline estimate.
Are there Florida specific rules for refinancing a mortgage?
Florida does not have a state income tax which can affect your overall savings. Florida law also requires a 7 day rescission period after signing for most refinances. This gives you time to cancel the loan if you change your mind.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.