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Find Mortgage Refinance Companies Near You in Palm Bay, FL
Looking for a mortgage refinance company in Palm Bay? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Palm Bay, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 mortgage refinance companies in Palm Bay, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Harmony Mortgage Inc.
6050 Babcock St SE #27, Palm Bay, FL 32909
3212506565
TrueVet Mortgage
2475 Palm Bay Rd NE #145, Palm Bay, FL 32905
3213644461
DHI Mortgage - Melbourne
490 Centre Lake Dr NE Ste. 150, Palm Bay, FL 32907
3219533131
Blissful Mortgage llc
2475 Palm Bay Rd NE ste 145 19b, Palm Bay, FL 32905
8552825477
Prime Star Mortgage Corporation
4951 Babcock St NE, Palm Bay, FL 32905
3217331916
Mortgage refinance companies in Palm Bay, Florida help homeowners adjust their loan terms or lower their interest rates. Florida law requires a 7-day rescission period after signing refinance documents for most primary residences. Local companies understand Brevard County property values and can guide you through the process.
What Does a Mortgage Refinance Company in Palm Bay Cost?
Typical costs for refinancing in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,000. Florida documentary stamp taxes apply at a rate of $0.35 per $100 of the new loan amount. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the rescission period for refinancing in Florida?
Florida law gives you 3 business days to cancel a refinance after signing. This is called the right of rescission. It applies to most primary residence refinances.
Do I need a home appraisal to refinance in Palm Bay?
Many lenders require an appraisal to confirm your homes current value. In Palm Bay, recent sales data and local market trends affect the appraisal. Some loan programs may waive this requirement.
Can I refinance if I have a Florida homestead exemption?
Yes, you can refinance a home with a homestead exemption. The exemption stays with the property. Your refinance company will verify the exemption status during the process.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.