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Find Mortgage Refinance Companies Near You in Palmetto Bay, FL

Browse mortgage refinance companies serving Palmetto Bay, Florida. Contact information and addresses listed below.

9 agents listed
Updated May 2026
Palmetto Bay, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 9 mortgage refinance companies in Palmetto Bay, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG
9635 SW 181st Terrace, Palmetto Bay, FL 33157
3054009674
Secure The Funding - Mortgage Broker
9555 SW 175th Terrace Suite 110, Palmetto Bay, FL 33157
3054337194
Our Circle Mortgage
9555 SW 175th Terrace SUITE 201, Palmetto Bay, FL 33157
3052973452
HomeOne Mortgage
9555 SW 175th Terrace Suite 203, Palmetto Bay, FL 33157
7862140082
Dreamit Mortgage LLC - Pilar Garcia
9555 SW 175th Terrace ste 726, Palmetto Bay, FL 33157
3058034765
United Lending
14411 S Dixie Hwy Suite 209, Palmetto Bay, FL 33176
7867322585
HomeOne Mortgage
9555 SW 175th Terrace Suite 203, Palmetto Bay, FL 33157
7862140082
E&H Mortgage Processing, LLC
9555 SW 175th Terrace Suite 209, Palmetto Bay, FL 33157
3053513182
Jose Arpajon
9635 SW 181st Terrace, Palmetto Bay, FL 33157
3053235946

A mortgage refinance company in Palmetto Bay Florida can help you lower your interest rate or change your loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of your application. This helps you compare offers from different companies before making a decision.

What Does a Mortgage Refinance Company in Palmetto Bay Cost?

Typical costs for a mortgage refinance in Florida include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance which can cost $500 to $1,000. Closing costs in Florida generally range from 2% to 5% of the loan principal. These costs vary based on your loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Palmetto Bay Florida?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Florida lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer than expected.