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Find Mortgage Refinance Companies Near You in Safety Harbor, FL
Compare mortgage refinance companies in Safety Harbor. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Safety Harbor, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 4 mortgage refinance companies in Safety Harbor, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Community Bank
8 Booth Blvd, Safety Harbor, FL 34695
7273850879
William Hunter, Finance of America Mortgage LLC
100 Main St #301, Safety Harbor, FL 34695
7277232100
Mary Rothenberg, Finance of America Mortgage LLC
100 Main St #301, Safety Harbor, FL 34695
7277232100
Motto Mortgage Golden Fox Advisors
701 Enterprise Rd E STE 203, Safety Harbor, FL 34695
7274122512
Mortgage refinance companies in Safety Harbor, Florida help homeowners adjust their loan terms or lower their interest rates. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies can guide you through the process and explain state-specific rules like homestead exemption impacts.
What Does a Mortgage Refinance Company in Safety Harbor Cost?
Typical costs for mortgage refinance in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $600, and title insurance of $500 to $1,000. Closing costs usually range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Safety Harbor Florida?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. Florida lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Florida?
The process usually takes 30 to 45 days from application to closing. Florida law does not set a specific timeline, but delays can happen due to appraisal or title search issues.
Are there Florida-specific rules for refinancing a homestead property?
Yes, Florida protects homestead properties from most creditors. Refinancing does not affect this protection, but you must ensure the new loan terms do not violate the homestead exemption rules.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.