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Browse mortgage refinance companies serving Sebastian, Florida. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Sebastian, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 7 mortgage refinance companies in Sebastian, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Richard Therien
705 Sebastian Blvd Suite E, Sebastian, FL 32958
9042378821
Michael Float
705 Sebastian Blvd, Sebastian, FL 32958
7725325984
MOVEMENT MORTGAGE
705 E Sebastian Blvd, Sebastian, FL 32958
8773141499
Reliable Mortgages, Inc.
1627 US-1 suite 218, Sebastian, FL 32958
7722288600
PNC Mortgage
993 Sebastian Blvd, Sebastian, FL 32958
7723889080
PNC Mortgage
13035 US-1, Sebastian, FL 32958
7725893182
Daniel Talbott Motto Mortgage Riverside
1601 US-1, Sebastian, FL 32958
7725715671
Mortgage refinance companies in Sebastian Florida help homeowners lower their interest rates or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand Indian River County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Sebastian Cost?
Typical costs for a mortgage refinance in Florida include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 600 dollars, and title insurance costs of 500 to 1,000 dollars. Closing costs in Sebastian often total 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical time to close a refinance in Sebastian Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work takes longer. Florida law does not set a specific time limit for refinance closings.
Do I need a home appraisal to refinance in Sebastian Florida?
Most lenders require a home appraisal to confirm the property value for a refinance in Florida. Some streamline programs may waive the appraisal if you have enough equity. The cost of an appraisal in Sebastian ranges from 400 to 600 dollars.
What Florida laws affect mortgage refinance companies in Sebastian?
Florida Statute 494 governs mortgage lenders and requires them to be licensed. Lenders must also follow federal Truth in Lending Act rules. These laws protect borrowers by requiring clear disclosure of fees and terms.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.