Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 13 mortgage refinance companies in St Cloud, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Firm- Saint Cloud Branch
1123 Florida Ave, St Cloud, FL 34769
4075930173
Ulysses Escobar, Mortgage Broker
1010 Pennsylvania Ave, St Cloud, FL 34769
4078376884
Nelson Monge - Element Mortgage Branch Manager
707 13th St, St Cloud, FL 34769
4073013931
Cathy Done - Movement Mortgage
1418 S Narcoossee Rd, St Cloud, FL 34771
4073604593
Douglas De Almeida
3744 Briarwood Estates Cir, St Cloud, FL 34772
5083454749
Better Option Home Loans
5226 Northern Flicker Dr, St Cloud, FL 34771
4077546581
Wolf's Crossing Mortgage
4601 Neptune Rd, St Cloud, FL 34769
4077522227
Mortgage, Bank of America
4300 13th St, St Cloud, FL 34769
3218957797
Mortgage Market Financial
4305 Neptune Rd, St Cloud, FL 34769
4079359511
Chase Mortgage
4355 13th St, St Cloud, FL 34769
4078926870
Sebastian Luna, Mortgage Broker
1010 Pennsylvania Ave, St Cloud, FL 34769
9157837101
Wolf's Crossing Mortgage - Juan Vasquez
4601 Neptune Rd, St Cloud, FL 34769
4074099319
PNC Mortgage
2500 13th St, St Cloud, FL 34769
4078927137
What Does a Mortgage Refinance Company in St Cloud Cost?
Typical costs for a mortgage refinance in Florida range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title search and insurance costs of 500 to 1500 dollars, and lender origination fees of 0.5 to 1 percent of the loan. Actual costs vary by lender, loan size, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in St Cloud Florida?
You will need recent pay stubs, tax returns, bank statements, and a photo ID. Florida lenders also require proof of homeowners insurance. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in St Cloud Florida?
A typical refinance in Florida takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer. Your lender must provide a Closing Disclosure at least three business days before closing.