Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 8 mortgage refinance companies in Valrico, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mike Neill Mortgage Broker NMLS #1064583
4934 Willow Ridge Terrace, Valrico, FL 33596
8138928666
Tony Recupero | Freedom First Mortgage Group
916 Innergary Pl, Valrico, FL 33594
8133263331
Royal & Co Mortgage Corp.
3821 Buckingham Loop Dr, Valrico, FL 33594
8136576900
Manny Lindo- Responsive Mortgage, a division of Gold Star Mortgage Financial Group
3660 Erindale Dr, Valrico, FL 33596
8133597196
Preferred Lending Services, LLC
3228 Lithia Pinecrest Rd #102, Valrico, FL 33594
8779106718
CrossCountry Mortgage, LLC
2350 FL-60 Office #43, Valrico, FL 33594
8134804747
Chase Home Lending
1885 FL-60, Valrico, FL 33594
7172654141
Union Home Mortgage
2350 FL-60, Valrico, FL 33594
6312528500
What Does a Mortgage Refinance Company in Valrico Cost?
Typical costs for a mortgage refinance in Florida include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance and recording fees totaling $1,000 to $2,500. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Valrico Florida?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida lenders also require a valid photo ID and a property appraisal.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.