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Browse mortgage refinance companies serving Vero Beach, Florida. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Vero Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 mortgage refinance companies in Vero Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Kim Ullrich
3235 Cardinal Dr, Vero Beach, FL 32963
5612123849
Chris Ruby & The Treasure Coast Team of Supreme Lending
800 20th Pl #5, Vero Beach, FL 32960
7725306192
Denise Russo NMLS 644402 | ONE Presidential Mortgage
2907 Ocean Dr, Vero Beach, FL 32963
8608183307
Smartly Home Loans, Inc
80 Royal Palm Pointe, Vero Beach, FL 32960
7729992882
Union Home Mortgage - Vero Beach
93 Royal Palm Pointe, Vero Beach, FL 32960
7722266300
Amy Speak | SouthState Mortgage
3240 Cardinal Dr, Vero Beach, FL 32963
7722347877
Total Mortgage
2145 14th Ave Suite # 10, Vero Beach, FL 32960
7729335626
Contour Mortgage, Vero Beach
1701 Jimmy Buffett Mem Hwy Suite #103, Vero Beach, FL 32963
7727582341
Cole Ripple
3096 Cardinal Dr Suite 2A, Vero Beach, FL 32963
7725386485
Ursula Kupferer | SouthState Mortgage
855 21st St, Vero Beach, FL 32960
7722347858
Total Mortgage
2907 Ocean Dr, Vero Beach, FL 32963
7727130123
Shannon Pohl - Union Home Mortgage
93 Royal Palm Pointe, Vero Beach, FL 32960
7723606030
Ocean Mortgage Capital
601 21st St Ste. 30 0, Vero Beach, FL 32960
7725594630
C2 Financial Corporation - Vero Beach Office - Clay Collins strictly offering reverse mortgages for seniors
1054 20th Pl, Vero Beach, FL 32960
7725842260
Guild Mortgage - Dawn Schweiker
333 17th St Unit K Office 21, Vero Beach, FL 32960
6095602052
Jessica Kurutz
3096 Cardinal Dr Suite 2A, Vero Beach, FL 32963
7725010074
Newrez LLC
333 17th St Suite K, Office 10, Vero Beach, FL 32960
7724758320
Riverside Mortgage Solutions
801 20th Pl, Vero Beach, FL 32960
7725715671
ONE Presidential Mortgage
2907 Ocean Dr, Vero Beach, FL 32963
8608183307
Above All Mortgage
3975 20th St Suite G, Vero Beach, FL 32960
7728005455
Mortgage refinance companies in Vero Beach Florida help homeowners lower their interest rate or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Indian River County real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Vero Beach Cost?
Typical costs for a mortgage refinance in Florida include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Vero Beach often range from 2 to 5 percent of the loan principal. These amounts vary by lender loan size and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Vero Beach?
You typically need pay stubs, tax returns, bank statements, and a property appraisal. Florida lenders also require proof of homeowners insurance. Each company may ask for additional items based on your loan type.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender will provide a timeline estimate upfront.
Are there Florida specific rules for refinancing?
Yes Florida has a 3 day right of rescission for most refinances allowing you to cancel without penalty. Florida also requires a specific disclosure about homestead property tax exemptions. Your refinance company must follow these state regulations.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.