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Browse mortgage refinance companies serving Zephyrhills, Florida. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Zephyrhills, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 4 mortgage refinance companies in Zephyrhills, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amy Chappell | SouthState Mortgage
6930 Gall Blvd, Zephyrhills, FL 33542
8137803310
OneMain Financial
7864 Gall Blvd, Zephyrhills, FL 33541
8137885859
Home Capital Corporation
38349 Co Rd 54 suite a, Zephyrhills, FL 33542
3523035385
Chase Mortgage
7800 Gall Blvd, Zephyrhills, FL 33541
8137806021
A mortgage refinance company in Zephyrhills Florida can help you lower your interest rate or change your loan term. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Pasco County housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Zephyrhills Cost?
Typical costs for a mortgage refinance in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Florida documentary stamp taxes add about 35 cents per 100 dollars of the loan. Total closing costs often range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Zephyrhills Florida?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Florida lenders may also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in Florida?
A typical refinance in Florida takes 30 to 45 days from application to closing. Florida law allows a three-day rescission period after signing, during which you can cancel without penalty.
Are there Florida-specific fees for refinancing a mortgage?
Yes Florida charges documentary stamp taxes on the new loan amount, usually 35 cents per 100 dollars. You may also pay recording fees and state intangible taxes depending on the loan type.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.