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Find Mortgage Refinance Companies in Augusta, GA

Compare mortgage refinance companies in Augusta. Review contact information and insurance categorys before you decide.

18 agents listed
Updated June 2026
Augusta, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Georgia before hiring.
Showing 18 mortgage refinance companies in Augusta, GA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage First Augusta
1030 Jimmie Dyess Pkwy Suite #7, Augusta, GA 30909
(706) 922-1684 mortgage1staugusta.com
Atlantic Bay Mortgage Group - Augusta, GA
621 NW Frontage Rd, Augusta, GA 30907
(762) 685-4600 atlanticbay.com
Veterans United Home Loans Augusta
4103 Madeline Dr #106, Augusta, GA 30909
(706) 842-2522 augusta.veteransunited.com
John T. Chandler | SouthState Mortgage
3515 Wheeler Rd Building A, Augusta, GA 30909
(762) 383-6534 southstatebank.com
Silverton Mortgage - Augusta
112 Pleasant Home Rd Suite a, Augusta, GA 30909
(706) 250-5030 silvertonmortgage.com
First Choice Mortgage
217 Davis Rd # A, Augusta, GA 30907
(706) 855-1599 firstchoicemortgage.net
Chris Johnson - Ameris Bank Mortgage
2743 Perimeter Pkwy Bldg. 200, Ste 107, Augusta, GA 30909
(706) 830-8505 bankers.amerisbank.com
Daniel Yonchak - Mortgage Lender
229 Furys Ferry Rd Suite 131, Augusta, GA 30907
(706) 831-2148 pinnaclebank.com
Chum Balk | SouthState Mortgage
3515 Wheeler Rd Building A, Augusta, GA 30909
(706) 739-1783 southstatebank.com
Alan Rabun - The Rabun Lending Team - SouthState Bank
3515 Wheeler Rd, Augusta, GA 30909
(706) 564-1588 augustaslocallender.com
Aaron Blackmon - Mortgage Banker
621 NW Frontage Rd Ste 325, Augusta, GA 30907
(208) 680-5865 aaronblackmonmortgage.com
Augusta Mortgage Company
243 Davis Rd, Augusta, GA 30907
(706) 860-4200 augustamortgage.com
Dre Beasley | SouthState Mortgage
3515 Wheeler Rd Building A, Augusta, GA 30909
(762) 383-6568 southstatebank.com
Kristine Brown - Ameris Bank Mortgage
2743 Perimeter Pkwy Bldg. 200, Ste 107, Augusta, GA 30909
(706) 836-4132 bankers.amerisbank.com
First Heritage Mortgage, LLC - Augusta
2743 Perimeter Pkwy Building 200 Suite 225, Augusta, GA 30909
(803) 317-2854 fhmtg.com
Sharon Pierson at First Heritage Mortgage
2743 Perimeter Pkwy Building 200 Suite 225, Augusta, GA 30909
(706) 339-1518 fhmtg.com
Jamie Pierce - Pinnacle Bank
229 Furys Ferry Rd Suite131, Augusta, GA 30907
(762) 685-5137 pinnaclebank.com
Pinnacle Bank Mortgage Lending
229 Furys Ferry Rd Suite 131, Augusta, GA 30907
(706) 495-5066 pinnaclebank.com

A mortgage refinance company in Augusta Georgia can help you lower your interest rate or change your loan term. Georgia law requires lenders to provide a Good Faith Estimate of closing costs within three business days of your application. Local lenders in Augusta understand the Richmond County property market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Augusta Cost?

Typical costs for a mortgage refinance in Georgia range from 2 percent to 5 percent of the loan amount. For a 200000 dollar loan, closing costs can be 4000 to 10000 dollars. These costs include appraisal fees, title insurance, and lender origination fees. Actual costs vary by loan type, lender, and property location. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Augusta Georgia?
You will need recent pay stubs, tax returns, bank statements, and a photo ID. Georgia lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Georgia?
A typical refinance in Georgia closes in 30 to 45 days. Delays can happen if the appraisal takes longer or if additional documents are needed.
Are there Georgia specific laws about refinancing?
Yes. Georgia law requires lenders to disclose the annual percentage rate and total loan costs clearly. You also have a three day right of rescission after signing to cancel the refinance without penalty.

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