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Find Mortgage Refinance Companies Near You in Covington, GA
Looking for a mortgage refinance company in Covington? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Covington, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 12 mortgage refinance companies in Covington, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
3138 U.S.278 NW Suite B, Covington, GA 30014
7707862472
Trinity Mortgage & Financial Group, LLC
1111 Reynolds St SW, Covington, GA 30014
7707889921
1st Franklin Financial
6163 US-278, Covington, GA 30014
7707873325
Element Home Loans a division of NFM Inc.
1108 Clark St SW, Covington, GA 30014
8553536368
Credit Central
3183 Elm St NE, Covington, GA 30014
7707864064
Heights Finance
5131 U.S.278 NW, Covington, GA 30014
7707875320
Sunset Finance of Covington
6263 US-278, Covington, GA 30014
7707878847
OneMain Financial
11170 GA-142, Covington, GA 30014
7707863473
Integrity Lending Services, Inc
7211 Hwy 278 NE, Covington, GA 30014
7705242189
AMG Finance
9140 US-278, Covington, GA 30014
7707874211
Corporate - Lendmark Financial Services LLC
2118 Usher St NW, Covington, GA 30014
8664138340
Fairway Independent Mortgage
1112 Elm St SE, Covington, GA 30014
7703786350
Mortgage refinance companies in Covington, Georgia help homeowners lower their interest rates or change loan terms. Georgia law requires lenders to provide a Loan Estimate within three business days of application. Local Covington borrowers can work with these companies to access equity or reduce monthly payments.
What Does a Mortgage Refinance Company in Covington Cost?
Typical costs for a mortgage refinance in Georgia include an origination fee (0.5% to 1% of the loan amount), appraisal fee ($400 to $700), and title insurance ($500 to $1,000). Total closing costs often range from 2% to 5% of the loan principal. These amounts vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Covington?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Georgia lenders also require a property appraisal. Your refinance company will give you a complete list based on your loan type.
How long does a mortgage refinance take in Georgia?
A standard refinance in Georgia usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer. Your company must provide a Closing Disclosure at least three business days before closing.
Can I refinance a mortgage with bad credit in Covington?
Yes, some lenders in Georgia offer refinance options for borrowers with lower credit scores. You may face higher interest rates or require a larger down payment. Federal Housing Administration (FHA) loans have more flexible credit requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.