Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Georgia before hiring.
Showing 11 mortgage refinance companies in Decatur, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MooreTeam Mortgage Professionals at Fairway Home Mortgage
104 B & C, Sycamore Pl, Decatur, GA 30030
(404) 373-3411
mooreteam.biz
Fairway Independent Mortgage Corporation
104 Sycamore Pl Suites B&C, Decatur, GA 30030
(404) 373-3411
fairwayindependentmc.com
Element Home Loans, a Division of NFM Lending
305 E College Ave, Decatur, GA 30030
(770) 604-6029
elementhl.com
Scarlett Tassone | SouthState Mortgage
150 E Ponce de Leon Ave Suite 120, Decatur, GA 30030
(404) 483-4285
southstatebank.com
Kim Pounders & Team | Fairway Independent Mortgage Corporation Loan Officer
104 Sycamore Pl Unit B & C, Decatur, GA 30030
(404) 877-2727
mobile.fairwaynow.com
Sheryl Crawford - Diamond Residential Mortgage Corporation
4319 Covington Hwy Suite 317, Decatur, GA 30035
(404) 288-5585
diamondresidential.com
Our Mortgage Team/Credit Union Financial Services
2476 Lawrenceville Hwy Ste 101, Decatur, GA 30033
(800) 503-6855
ourmortgageteam.org
Diamond Residential Mortgage Corporation
4319 Covington Hwy Suite 317, Decatur, GA 30035
(404) 288-5585
diamondresidential.com
What Does a Mortgage Refinance Company in Decatur Cost?
Typical costs for a mortgage refinance in Georgia include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees of 400 to 700 dollars and title insurance of 500 to 1000 dollars. Third party costs such as credit report fees and recording fees add 100 to 300 dollars. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for a mortgage refinance in Decatur Georgia?
A standard refinance in Decatur usually takes 30 to 45 days from application to closing. Georgia law mandates a seven day waiting period after the Loan Estimate is issued before closing. Delays can occur if an appraisal or title search takes longer.
Are there Georgia specific rules for refinancing a home?
Yes Georgia is a non judicial foreclosure state which affects refinance timelines. Georgia also requires a licensed attorney to handle the closing. Borrowers must receive a Closing Disclosure at least three business days before signing.
What documents do I need for a refinance application in Decatur?
You typically need recent pay stubs W 2 forms tax returns bank statements and a valid ID. Georgia lenders may also require a copy of your homeowners insurance policy. Self employed borrowers should provide profit and loss statements.