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Directory of mortgage refinance companies in Grayson, Georgia. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Grayson, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 3 mortgage refinance companies in Grayson, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
1911 Grayson Hwy #19, Grayson, GA 30017
7709631841
Jeffrey White - Mortgage Loan Originator
414 Pine Grove Ave, Grayson, GA 30017
4046440838
Chase Home Lending
1870 Grayson Hwy, Grayson, GA 30017
9098278211
Mortgage refinance companies in Grayson, Georgia help homeowners lower their interest rates or change loan terms. Georgia law requires lenders to provide a Good Faith Estimate within three days of application. Local companies understand Gwinnett County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Grayson Cost?
Typical costs for refinancing a mortgage in Georgia include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually total 2% to 5% of the loan amount. Georgia also charges a recording tax and intangible tax. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum credit score to refinance a mortgage in Grayson Georgia?
Most lenders require a minimum credit score of 620 for conventional refinancing in Georgia. FHA loans may accept scores as low as 580. Your specific score requirement depends on the lender and loan type.
How long does a mortgage refinance take in Grayson Georgia?
A typical mortgage refinance in Georgia takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title search is needed. Georgia law does not set a specific time limit for the process.
Are there Georgia specific taxes or fees when refinancing a mortgage?
Georgia charges a mortgage recording tax of 0.10% of the loan amount on refinances. There is also a state intangible tax of 0.10% on the new loan. These fees are paid at closing and vary by county.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.