Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Georgia before hiring.
Showing 7 mortgage refinance companies in Rome, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Richard Hattaway
1490 Martha Berry Blvd NE, Rome, GA 30165
(706) 266-6543
lgeccu.mortgagewebcenter.com
American Pacific Mortgage (NMLS #2558846)
339 Broad St, Rome, GA 30161
(770) 773-6979
apmortgage.com
What Does a Mortgage Refinance Company in Rome Cost?
Typical costs for a mortgage refinance in Georgia range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 600 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees of 1,000 to 3,000 dollars. Closing costs also include recording fees and taxes. These are general estimates, and actual costs vary by lender and loan type. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Rome Georgia?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Georgia lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Georgia?
A standard refinance in Georgia usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.
Are there Georgia specific laws for mortgage refinancing?
Yes, Georgia has a three day right of rescission for most refinances. This means you can cancel the loan within three business days after signing without penalty.