Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Georgia before hiring.
Showing 8 mortgage refinance companies in Watkinsville, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
BankSouth Mortgage
7911 Macon Hwy Suite B, Watkinsville, GA 30677
(706) 999-6100
banksouthmortgage.com
Northpoint Mortgage of Watkinsville
1731 Meriweather Dr, Watkinsville, GA 30677
(404) 418-8080
northpointmortgage.com
Kellyn Bowden-Mortgage Lender
1047 Summit Grove Dr Bldg 400, Watkinsville, GA 30677
(706) 612-0011
kellynithomeloans.com
Athens Classic Mortgage
1741 Hog Mountain Rd building 200, Ste3, Watkinsville, GA 30677
(706) 705-5944
athensclassicmortgage.com
Matt Shirley - Loan Officer - Eustis Mortgage
3651 Mars Hill Rd Unit 1000B, Watkinsville, GA 30677
(404) 319-6829
eustismortgage.com
Trowell Jernigan Lender (NMLS #450353)
1047 Summit Grove Dr Building 400 Unit 405, Watkinsville, GA 30677
(706) 207-9747
trowelljernigan.com
Mike Grace at TotalBank (NMLS #447901)
1047 Summit Grove Dr Building 400 Unit 405, Watkinsville, GA 30677
(706) 540-1612
mikegrace.com
What Does a Mortgage Refinance Company in Watkinsville Cost?
Typical costs for a mortgage refinance in Georgia include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Georgia recording taxes and intangible taxes add about 3 dollars per 1,000 dollars of the loan. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for a mortgage refinance in Watkinsville Georgia?
A standard refinance in Georgia usually takes 30 to 45 days from application to closing. This timeline can vary based on appraisal scheduling and document processing. Georgia does not have a specific statutory timeline for refinances, but federal regulations require a three-day right of rescission for most refinances.
Do Georgia refinance loans require a property survey?
Georgia does not legally require a survey for a refinance, but many lenders may request one. If a survey is needed, it typically costs between 350 and 600 dollars. You can ask your lender if a prior survey or title insurance will satisfy their requirements.
Are there Georgia state taxes or fees on a mortgage refinance?
Georgia charges a mortgage recording tax of 1.50 dollars per 1,000 dollars of the new loan amount. There is also a state intangible tax of 1.50 dollars per 1,000 dollars. These fees are usually paid at closing and are separate from lender origination charges.