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Looking for a mortgage refinance company in Kapolei? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Kapolei, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 10 mortgage refinance companies in Kapolei, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hawaii VA Loans
338 Kamokila Blvd #202, Kapolei, HI 96707
8088245272
Ohana Mortgage Solutions - Steve Marks, Mortgage Broker
91-1011 Holunape St, Kapolei, HI 96707
8085175167
Wealthy Mindset
590 Farrington Hwy #524, Kapolei, HI 96707
8087970419
Mason McDuffie Mortgage
1001 Kamokila Blvd #313, Kapolei, HI 96707
8085660138
High Five Lending
2176 Lauwiliwili St Ste 1, Kapolei, HI 96707
8083980855
Brad Vilgos - VA Loan Specialist
338 Kamokila Blvd #202, Kapolei, HI 96707
8089273788
All Reverse Mortgage, Inc. (ARLO )
4880 Kapolei Pkwy k208, Kapolei, HI 96707
8087077737
Hawaii Mortgage Experts
1001 Kamokila Blvd #303, Kapolei, HI 96707
8086744100
Ohana Mortgage Solutions
91-1011 Holunape St, Kapolei, HI 96707
8084363646
DHI Mortgage
91-4116 Hikuha Street, Kapolei, HI 96707
8082084509
Mortgage refinance companies in Kapolei Hawaii help homeowners lower their interest rates or change loan terms. Hawaii law requires lenders to provide a Truth in Lending disclosure within three business days of application. Local companies understand Kapolei property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Kapolei Cost?
Typical costs for a mortgage refinance in Kapolei include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees around 500 to 700 dollars. Title insurance and escrow fees in Hawaii range from 1,000 to 2,500 dollars. Closing costs generally total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Kapolei?
You typically need pay stubs tax returns bank statements and a valid Hawaii drivers license. Lenders also require a property appraisal for your Kapolei home. Each company may ask for additional paperwork based on your loan type.
How long does a mortgage refinance take in Hawaii?
A standard refinance in Hawaii usually takes 30 to 45 days from application to closing. Hawaii law allows a three day rescission period after signing final documents. Delays can occur if the appraisal or title search takes longer.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Hawaii.