Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 4 mortgage refinance companies in Chubbuck, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeremy I Lambson | Fairway Home Mortgage Branch Manager
4650 Hawthorne Rd Ste A, Chubbuck, ID 83202
2087050625
Jess Davies | Premier Mortgage Resources
291 Tailwind Cir #4, Chubbuck, ID 83202
2082514472
Oliver AhMu | Premier Mortgage Resources #1981587
291 Tailwind Cir Unit 4, Chubbuck, ID 83202
2084060358
Javier Redondo - Fairway Home Mortgage Loan Officer NMLS #2735380
4650 Hawthorne Rd Ste A, Chubbuck, ID 83202
2084175186
What Does a Mortgage Refinance Company in Chubbuck Cost?
Typical costs for a mortgage refinance in Chubbuck Idaho include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $1,000 to $2,000. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Chubbuck Idaho?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Idaho lenders also require a property appraisal. Your lender will give you a full list based on your loan type.
How long does a mortgage refinance take in Idaho?
A standard refinance in Idaho usually takes 30 to 45 days from application to closing. This timeline can vary based on your lender's workload and the complexity of your financial situation. Idaho does not impose a state specific minimum timeline.
Are there Idaho specific laws about mortgage refinancing?
Idaho follows the federal Truth in Lending Act and RESPA rules for refinancing. Idaho law does not have a state specific right of rescission period beyond the federal three day rule. Always review your loan estimate carefully before signing.