ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Refinance Companies Near You in Meridian, ID
Browse mortgage refinance companies serving Meridian, Idaho. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Meridian, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 20 mortgage refinance companies in Meridian, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Premier Mortgage Resources
3363 E Presidential Dr #200, Meridian, ID 83642
2086290606
1st Choice Mortgage Company, LLC
3023 E Copper Point Dr #101, Meridian, ID 83642
2083755626
Guild Mortgage Company
2775 W Navigator Dr Suite 230, Meridian, ID 83642
2088889394
Evergreen Home Loans Boise NMLS 9040
1800 S Bonito Way Suite 230, Meridian, ID 83642
2083214300
Eric Leigh, Mortgage Lender NMLS #65666
2006 S Eagle Rd, Meridian, ID 83642
2088800316
Mike Morrison
2965 E Tarpon Dr Suite 180 & 120, Meridian, ID 83642
2089551262
Mark Onnen
2524 N Stokesberry Pl, Meridian, ID 83646
2087243035
Caliber Home Loans
3405 E Overland Rd #105, Meridian, ID 83642
2069634610
Guild Mortgage - John Spiker
2775 W Navigator Dr Suite 230, Meridian, ID 83642
2087942333
Harrison George
2524 N Stokesberry Pl, Meridian, ID 83646
2084724604
American Pacific Mortgage - NMLS# 2405250
3405 E Overland Rd #105, Meridian, ID 83642
2086903488
Corey Newell - Evergreen Home Loans NMLS 24591
Veranda Plaza, 1800 S Bonito Way #230, Meridian, ID 83642
2085711892
PrimeLending, A PlainsCapital Company - Boise
1940 S Bonito Way #180, Meridian, ID 83642
2083679999
Jason Ames
2524 N Stokesberry Pl, Meridian, ID 83646
2088694222
Harris Mortgages of Idaho
4587 W Sierra Madre Dr, Meridian, ID 83646
2084097213
Toni Wood
2965 E Tarpon Dr Suites 180 & 120, Meridian, ID 83642
2088505421
Sean Loveland | Castle & Cooke Mortgage, LLC
660 E Franklin Rd Suite 170, Meridian, ID 83642
2084477205
Erik Valencia, Movement Mortgage
2965 E Tarpon Dr Suite 190, Meridian, ID 83642
2084120011
Jeff Hovey
2541 E Gala St Suite 200, Meridian, ID 83642
5035169053
Idaho Mortgage Source
2318 S Eagle Rd, Meridian, ID 83642
2087415626
Meridian Idaho homeowners can refinance their mortgage to lower rates or change loan terms. Idaho law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local refinance companies in Meridian understand the Treasure Valley real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Meridian Cost?
Typical costs for a mortgage refinance in Idaho include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs usually total 2% to 5% of the loan principal. These are general estimates and your actual costs will depend on your loan size, lender, and property location. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Meridian Idaho?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Idaho lenders may also ask for proof of homeowners insurance. Requirements vary by lender and loan type.
How long does a mortgage refinance take in Idaho?
A standard refinance in Idaho usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if documents are incomplete. Idaho law does not set a specific time limit for the process.
Are there Idaho-specific rules for refinancing a mortgage?
Idaho follows federal lending laws but has no state-specific refinance statutes. However, Idaho law requires lenders to be licensed through the Nationwide Multistate Licensing System. Borrowers can verify a lender license on the Idaho Department of Finance website.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Meridian who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Idaho.