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Showing 2 mortgage refinance companies in Bradley, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
948 N Bradley Blvd, Bradley, IL 60915
8159334473
Midland States Bank
980 N Bradley Blvd, Bradley, IL 60915
8159325612
What Does a Mortgage Refinance Company in Bradley Cost?
Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Bradley Illinois?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a valid photo ID and a copy of your current mortgage statement.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title search is needed. Illinois law does not set a specific time limit for the process.
Are there Illinois specific rules for refinancing a mortgage?
Yes, Illinois requires lenders to disclose all fees and terms in writing before closing. The state also has a three business day right of rescission for most refinances, allowing you to cancel the loan without penalty.