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Compare Mortgage Refinance Companies in Carpentersville, IL
Compare mortgage refinance companies in Carpentersville. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Carpentersville, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 6 mortgage refinance companies in Carpentersville, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
1646 Ravine Ln Unit 201, Carpentersville, IL 60110
8472644010
OneMain Financial
7020 Huntley Rd #3, Carpentersville, IL 60110
8477830061
Guild Mortgage - Javier Mendoza
1646 Ravine Ln Unit 201, Carpentersville, IL 60110
8478120469
The Preferred Group
154 S Washington St, Carpentersville, IL 60110
6303727600
Chase Home Lending
21 S Western Ave, Carpentersville, IL 60110
2242451637
David Gonzalez - Chase Home Lending Advisor - NMLS ID 427252
21 S Western Ave, Carpentersville, IL 60110
8473410703
Mortgage refinance companies in Carpentersville Illinois help homeowners replace their existing home loan with a new one. This process can lower monthly payments or change loan terms. Illinois law requires lenders to provide clear disclosures under the Illinois Residential Mortgage License Act, ensuring borrowers understand all fees and terms before closing.
What Does a Mortgage Refinance Company in Carpentersville Cost?
Typical costs for a mortgage refinance in Illinois include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and closing costs that range from 2 to 5 percent of the loan amount. For a 200,000 dollar loan, closing costs might be 4,000 to 10,000 dollars. These fees cover title search, credit report, and lender origination charges. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Carpentersville?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Illinois?
Most refinances close in 30 to 45 days. Illinois law does not set a specific timeline, but lenders must follow federal Truth in Lending Act rules that require a three day waiting period after you receive the final disclosure.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.