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Looking for a mortgage refinance company in Collinsville? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Collinsville, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 4 mortgage refinance companies in Collinsville, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun Loan Company
501 Beltline Rd Ste 20-J, Collinsville, IL 62234
6183464606
OneMain Financial
511 Beltline Rd, Collinsville, IL 62234
6183445644
Collinsville Building & Loan
701 Beltline Rd, Collinsville, IL 62234
6183443172
PNC Mortgage
359 N Bluff Rd, Collinsville, IL 62234
6183462200
A mortgage refinance company in Collinsville Illinois helps homeowners replace their existing home loan with a new one. Illinois law requires lenders to provide a clear Loan Estimate within three business days of application. Local Collinsville companies understand the Madison County property market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Collinsville Cost?
Typical costs for a mortgage refinance in Illinois include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs often total 2 to 5 percent of the loan amount. These costs vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Collinsville Illinois?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois law also requires a signed application and a good faith estimate of closing costs.
How long does a mortgage refinance take in Collinsville?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if there are title issues in Madison County.
Are there Illinois specific rules for mortgage refinancing?
Yes. Illinois requires lenders to register with the state and follow the Illinois Residential Mortgage License Act. Borrowers also have a three day right of rescission after signing to cancel the refinance without penalty.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.