Skip to main content

Mortgage Refinance Companies in Danville, IL

Looking for a mortgage refinance company in Danville? Review the directory below to compare your options.

8 agents listed
Updated May 2026
Danville, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 8 mortgage refinance companies in Danville, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tower Loan
114 N Walnut St, Danville, IL 61832
2177031162
World Finance
3120 N Vermilion St, Danville, IL 61832
2174464264
Great Lakes Credit Union
323 N Gilbert St, Danville, IL 61832
8009827850
Landmark Credit Union
506 W Fairchild St, Danville, IL 61832
2174429005
OneMain Financial
3100 N Vermilion St Ste C, Danville, IL 61832
2174422688
The Hometown Savings Bank
6 W Williams St, Danville, IL 61832
2174463854
Flat Branch Home Loans
616 N Vermilion St, Danville, IL 61832
2172072070
New American Funding - Danville
616 N Vermilion St, Danville, IL 61832
2172901246

Mortgage refinance companies in Danville, Illinois help homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. Illinois law requires lenders to provide clear disclosures under the Illinois Residential Mortgage License Act.

What Does a Mortgage Refinance Company in Danville Cost?

Typical costs for mortgage refinance in Illinois include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and closing costs of 2 to 5 percent of the loan amount. For a 150,000 dollar loan, total costs often range from 3,000 to 7,500 dollars. These costs vary by lender and property. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Danville?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders may also require a property appraisal. Each company has its own list of required documents.
How long does a mortgage refinance take in Illinois?
The process usually takes 30 to 45 days from application to closing. Illinois law does not set a specific time limit, but lenders must follow federal Truth in Lending Act timelines. Delays can happen if documents are missing.
Can I refinance if I have bad credit in Danville?
Yes, some mortgage refinance companies work with borrowers who have lower credit scores. Illinois law allows lenders to offer FHA or VA loans which have flexible credit requirements. You may face higher interest rates or fees.