Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 12 mortgage refinance companies in Decatur, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun Loan Company
4839 US-36, Decatur, IL 62521
2178757885
World Finance
2605 N Water St Ste 104, Decatur, IL 62526
2178751145
Heights Finance
707 W Pershing Rd, Decatur, IL 62526
2178755100
Mariner Finance
4284 Prospect Dr, Decatur, IL 62526
2178761500
OneMain Financial
3170 N Water St, Decatur, IL 62526
2178753425
Stacey Mooney - Mortgage Banker - Heartland Bank
303 N Main St, Decatur, IL 62522
2173291603
Jennifer M Swinger - Regions Mortgage Loan Officer
350 N Water St, Decatur, IL 62523
2173693959
Hard Money Lenders Decatur IL
151 E Decatur St, Decatur, IL 62521
2162304164
Info Mortgage Refinance
984 W Pershing Rd, Decatur, IL 62526
8774443597
Mortgage Services III LLC
5130 Hickory Point Frontage Rd, Decatur, IL 62526
2176154960
Regions Mortgage
333 E Pershing Rd, Decatur, IL 62526
8007344667
Regions Mortgage
2360 Mount Zion Rd, Decatur, IL 62521
8003256000
What Does a Mortgage Refinance Company in Decatur Cost?
Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees around 400 to 700 dollars, and title insurance costing 500 to 1,000 dollars. Closing costs often total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Decatur Illinois?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders may also require a copy of your current mortgage note and a property appraisal.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.