Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 8 mortgage refinance companies in DeKalb, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
2587 Sycamore Rd Ste C, DeKalb, IL 60115
8157549002
Heights Finance
1742 Sycamore Rd, DeKalb, IL 60115
8157489094
Credit Union 1
1500 Barber Greene Rd, DeKalb, IL 60115
8158954541
Devyn Grzywa FNBO Mortgage Lender
141 W Lincoln Hwy, DeKalb, IL 60115
8159919822
R V Lending Group
913 S 4th St # 102, DeKalb, IL 60115
8157547400
Hard Money Lenders DeKalb IL
1408 Sycamore Rd, DeKalb, IL 60115
7792231170
Heather Criddle - Old National Bank
130 W Lincoln Hwy, DeKalb, IL 60115
8152890362
PNC Mortgage
145 N 4th St, DeKalb, IL 60115
8157587451
What Does a Mortgage Refinance Company in DeKalb Cost?
Typical costs for a mortgage refinance in Illinois include an appraisal fee of 400 to 700 dollars, title search and insurance from 500 to 1,200 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Closing costs in DeKalb usually range from 2,000 to 5,000 dollars. Some costs are negotiable and may be rolled into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in DeKalb Illinois?
You typically need pay stubs tax returns bank statements and a photo ID. Illinois lenders also require proof of homeowners insurance. Each company may ask for additional items based on your loan type.
How long does a mortgage refinance take in Illinois?
A typical refinance in Illinois takes 30 to 45 days from application to closing. Illinois law allows a three day rescission period after signing for most refinances. Delays can occur if appraisals or title work take longer.
Can I refinance with bad credit in DeKalb Illinois?
Yes some lenders offer FHA or VA refinance options for borrowers with lower credit scores. Illinois does not have a minimum credit score requirement but individual lenders set their own standards. Expect higher interest rates if your credit score is below 620.