Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 10 mortgage refinance companies in Gurnee, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Ed Conarchy
501 IL-21 Suite 105-3, Gurnee, IL 60031
8479704239
Guild Mortgage - Mike Vrba
501 IL-21 Suite 105-3, Gurnee, IL 60031
6307172809
Michelle Garibay | Mortgage Broker/Lender
6598 Grand Ave, Gurnee, IL 60031
2624964582
Advia Credit Union
5103 Washington St, Gurnee, IL 60031
8442384228
Anabel Rodriguez - The Federal Savings Bank
5101 Washington St, Gurnee, IL 60031
2245388896
Land Home Financial Services - Gurnee, IL
1800 Nations Dr Suite 117-1, Gurnee, IL 60031
8474694144
PNC Mortgage
6495 Washington St, Gurnee, IL 60031
8478552400
Guild Mortgage Company
501 IL-21 Suite 105-3, Gurnee, IL 60031
8479704239
Wintrust Mortgage
675 O'Plaine Rd, Gurnee, IL 60031
8476253800
Fifth Third Mortgage - Arlette Luviano
4840 Grand Ave, Gurnee, IL 60031
2248482180
What Does a Mortgage Refinance Company in Gurnee Cost?
Typical costs for a mortgage refinance in Illinois range from 2% to 5% of the loan amount. This includes an appraisal fee of $300 to $600, a title search fee of $200 to $400, and lender origination fees of 0.5% to 1% of the loan. Closing costs can also include recording fees and prepaid interest. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Gurnee?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Illinois lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer than expected.
Are there any Illinois laws that affect refinancing?
Yes. Illinois has a 3-day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. Also, Illinois law requires lenders to disclose all fees clearly in the Loan Estimate.