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Find Mortgage Refinance Companies Near You in La Grange, IL

Compare mortgage refinance companies in La Grange. Review contact information and insurance categorys before you decide.

9 agents listed
Updated May 2026
La Grange, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 9 mortgage refinance companies in La Grange, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mike McNamara at OriginPoint (NMLS #296946)
22 W Burlington Ave Second Floor, La Grange, IL 60525
7082883377
Michael Murray at OriginPoint (NMLS #223808)
22 W Burlington Ave Second Floor, La Grange, IL 60525
7732900518
Anthony J Marinaccio
22 W Burlington Ave, La Grange, IL 60525
3122522450
BMO Harris Bank Mortgage
1000 LaGrange Rd, La Grange, IL 60525
7084825450
Leo Neidetcher at OriginPoint (NMLS #584684)
22 W Burlington Ave Second Floor, La Grange, IL 60525
3129093300
Guaranteed Rate of La Grange
22 W Burlington Ave Second Floor, La Grange, IL 60525
7734350654
Origin Point
22 W Burlington Ave Second Floor, La Grange, IL 60525
7738976587
Bruce Torgler - Chase Home Lending Advisor - NMLS ID 426379
101 N La Grange Rd, La Grange, IL 60525
7085794486
Carrey Mortgages & Insurance Services Inc.
4705 Willow Springs Rd # 201, La Grange, IL 60525
7082981800

Mortgage refinance companies in La Grange, Illinois help homeowners replace their existing home loan with a new one. Illinois law requires lenders to provide a Loan Estimate within three business days of application, giving you clear cost details. Local companies can guide you through options like rate-and-term refinancing or cash-out refinancing, tailored to your financial goals.

What Does a Mortgage Refinance Company in La Grange Cost?

Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,500. Third-party fees like credit report charges and recording fees add $100 to $500. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the minimum time to refinance after buying a home in La Grange?
There is no Illinois law that sets a mandatory waiting period. However, many lenders require you to wait at least six months after your original loan closing to refinance, unless the property value has increased significantly.
Do Illinois refinance companies have to follow specific disclosure rules?
Yes. Under the federal Truth in Lending Act and Illinois state law, lenders must give you a Loan Estimate within three business days of your application. They must also provide a Closing Disclosure at least three business days before your closing date.