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Directory of mortgage refinance companies in Loves Park, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Loves Park, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 6 mortgage refinance companies in Loves Park, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Karina Flores - Fairway Independent Mortgage
6278 E Riverside Blvd, Loves Park, IL 61111
8155406440
Fairway Independent Mortgage Corporation
6278 E Riverside Blvd, Loves Park, IL 61111
8159662010
US Bank Mortgage
5629 N 2nd St, Loves Park, IL 61111
8008722657
Chase Mortgage
7997 N Alpine Rd, Loves Park, IL 61111
8156541441
Tampa Refinance Mortgage
6611 N 2nd St, Loves Park, IL 61111
8664843199
PNC Mortgage
5817 N 2nd St, Loves Park, IL 61111
8156335050
Mortgage refinance companies in Loves Park, Illinois help homeowners lower their interest rates or change loan terms. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Winnebago County property market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Loves Park Cost?
Typical costs for a mortgage refinance in Illinois range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,000 dollars, and lender origination fees of 1,000 to 3,000 dollars. Illinois charges a recording tax of 0.50 dollars per 100 dollars of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the first step to refinance a mortgage in Loves Park?
The first step is to contact a licensed mortgage refinance company in Loves Park. They will review your current loan, credit score, and home equity to determine eligibility. Illinois requires lenders to disclose all fees upfront in a Loan Estimate.
How long does a mortgage refinance take in Illinois?
A typical mortgage refinance in Illinois takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if documents are incomplete. Illinois law gives you a three-day right of rescission after closing.
Are there Illinois specific rules for refinancing a mortgage?
Yes, Illinois follows the federal Truth in Lending Act and requires lenders to provide a Loan Estimate and Closing Disclosure. Illinois also has a mortgage recording tax that applies to refinances. Your refinance company will explain these costs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.