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Compare Mortgage Refinance Companies in Northfield, IL

Browse mortgage refinance companies serving Northfield, Illinois. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Northfield, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 2 mortgage refinance companies in Northfield, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Educated Investors Finance Corporation NMLS #1852500
540 Frontage Rd # 2060, Northfield, IL 60093
8723330685
NOVA Mortgage LLC
550 W Frontage Rd Ste 2028D, Northfield, IL 60093
8722330085

Homeowners in Northfield Illinois can work with a mortgage refinance company to lower their rate or change loan terms. Illinois law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand Cook County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Northfield Cost?

Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These are estimates and your actual costs will depend on your loan size, lender, and property location. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Northfield Illinois?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.