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Compare Mortgage Refinance Companies in Ottawa, IL
Compare mortgage refinance companies in Ottawa. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Ottawa, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 10 mortgage refinance companies in Ottawa, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
2744 Columbus St #400, Ottawa, IL 61350
8154340382
OSB Community Bank
925 La Salle St, Ottawa, IL 61350
8154332525
First State Bank
1212 La Salle St, Ottawa, IL 61350
8154333727
Coldwell Banker Real Estate Group
1402 Columbus St, Ottawa, IL 61350
8154335501
The First National Bank of Ottawa a Division of American Commercial Bank & Trust
701 La Salle St, Ottawa, IL 61350
8154340044
Wells Fargo Home Mortgage
1402 Columbus St, Ottawa, IL 61350
8154333715
Armstrong & Associates, Inc.
1410 Aquarius Cir, Ottawa, IL 61350
8154332522
Compeer Financial
3184 IL-23, Ottawa, IL 61350
8154331780
First Federal Savings Bank
633 La Salle St, Ottawa, IL 61350
8004438780
Geoff VeZain - 413494 - Wells Fargo Home Mortgage
1402 Columbus St #3, Ottawa, IL 61350
8154333715
Mortgage refinance companies in Ottawa, Illinois help homeowners lower their interest rates or change loan terms. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the property market in LaSalle County and can guide you through the process.
What Does a Mortgage Refinance Company in Ottawa Cost?
Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees around $400 to $700, and title insurance fees ranging from $500 to $1,000. Closing costs in Ottawa generally total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Ottawa Illinois?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders may also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there Illinois specific laws for refinancing?
Yes, Illinois has a three day right of rescission for most refinances, allowing you to cancel the loan without penalty. Lenders must also follow the Illinois Residential Mortgage License Act.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.