ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Refinance Companies Near You in Palatine, IL
Compare mortgage refinance companies in Palatine. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Palatine, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 7 mortgage refinance companies in Palatine, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Flagship Lending
800 E Northwest Hwy Suite 718, Palatine, IL 60074
8472085902
Wintrust Mortgage - Brian Faber - Mortgage Consultant
110 N Brockway St Suite 210, Palatine, IL 60067
8473663069
Guild Mortgage - Steve Vels
800 E Northwest Hwy Ste 700 Ofc 728, Palatine, IL 60074
6304000240
Wintrust Mortgage - Tom Cramer, Loan Officer
110n N Brockway St Suite 210, Palatine, IL 60067
8473087012
American Portfolio Mortgage Corporation
2401 S Plum Grove Rd Suite 202, Palatine, IL 60067
8888783684
Bryan Swenson Mortgage NMLS #133380
2401 S Plum Grove Rd Suite 202, Palatine, IL 60067
6302126858
Guild Mortgage Company
800 E Northwest Hwy Ste 700 Ofc 728, Palatine, IL 60074
8774632610
Mortgage refinance companies in Palatine Illinois help homeowners lower their interest rate or change loan terms. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Cook County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Palatine Cost?
Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs often total 2 to 5 percent of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Palatine Illinois?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.
Are there Illinois specific laws for mortgage refinancing?
Yes, Illinois has a three day right of rescission for most refinances. This means you can cancel the loan within three business days after signing without penalty.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Palatine who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.