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Find Mortgage Refinance Companies Near You in Palatine, IL

Directory of mortgage refinance companies in Palatine, Illinois. Verify credentials with the state state mortgage licensing authority before hiring.

7 agents listed
Updated June 2026
Palatine, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 7 mortgage refinance companies in Palatine, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Flagship Lending
800 E Northwest Hwy Suite 718, Palatine, IL 60074
(847) 208-5902 flagshiplending.com
Wintrust Mortgage - Brian Faber - Mortgage Consultant
110 N Brockway St Suite 210, Palatine, IL 60067
(847) 366-3069 wintrustmortgage.com
Guild Mortgage - Steve Vels
800 E Northwest Hwy Ste 700 Ofc 728, Palatine, IL 60074
(630) 400-0240 branches.guildmortgage.com
Wintrust Mortgage - Tom Cramer, Loan Officer
110n N Brockway St Suite 210, Palatine, IL 60067
(847) 308-7012 wintrustmortgage.com
American Portfolio Mortgage Corporation
2401 S Plum Grove Rd Suite 202, Palatine, IL 60067
(888) 878-3684 goapmc.com
Bryan Swenson Mortgage NMLS #133380
2401 S Plum Grove Rd Suite 202, Palatine, IL 60067
(630) 212-6858 bswenson.goapmc.com
Guild Mortgage Company
800 E Northwest Hwy Ste 700 Ofc 728, Palatine, IL 60074
(877) 463-2610 branches.guildmortgage.com

Mortgage refinance companies in Palatine Illinois help homeowners lower their interest rate or change loan terms. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Cook County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Palatine Cost?

Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs often total 2 to 5 percent of the loan principal. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Palatine Illinois?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.

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