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Find Mortgage Refinance Companies Near You in Palos Heights, IL
Compare mortgage refinance companies in Palos Heights. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Palos Heights, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 12 mortgage refinance companies in Palos Heights, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gabriel A Escobedo | Fairway Independent Mortgage Corporation Loan Officer
7300 W College Dr #201, Palos Heights, IL 60463
7084360600
Tony Reda - Old National Bank
12600 S Harlem Ave, Palos Heights, IL 60463
7086712943
JD The Mortgage Guy
7001 W 127th St #202, Palos Heights, IL 60463
7082246631
Kevin Thompson - Old National Bank
12600 S Harlem Ave, Palos Heights, IL 60463
7084805382
Chase Home Lending
12657 S Ridgeland Ave, Palos Heights, IL 60463
7733205940
A mortgage refinance company in Palos Heights Illinois helps homeowners replace their current home loan with a new one. Illinois law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand Cook County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Palos Heights Cost?
Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount an appraisal fee of 400 to 700 dollars and title insurance of 500 to 1500 dollars. Closing costs generally range from 2% to 5% of the loan principal. These costs vary by lender loan type and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the first step to refinance a mortgage in Palos Heights?
The first step is to contact a licensed mortgage refinance company in Palos Heights. They will review your current loan your credit score and your homes equity. Then they provide a Loan Estimate that shows the new interest rate and closing costs.
Are there Illinois specific laws for mortgage refinancing?
Yes Illinois has the Residential Mortgage License Act which requires all mortgage brokers and lenders to be licensed. Also Illinois law gives you a three day right of rescission after signing to cancel the refinance without penalty. This applies to most home loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.