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Find Mortgage Refinance Companies Near You in Plainfield, IL

Directory of mortgage refinance companies in Plainfield, Illinois. Verify credentials with the state mortgage licensing authority before hiring.

12 agents listed
Updated May 2026
Plainfield, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 12 mortgage refinance companies in Plainfield, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rocket Mortgage - Local
2017 S Rte 59, Plainfield, IL 60586
7797224036
Roberto Delgado at Rate (NMLS #254016)
24113 Lockport St Suite B, Plainfield, IL 60544
6306616868
Christopher Graham-Rocket Mortgage Local Team
2011 Rte 59, Plainfield, IL 60586
8157914959
Oak Leaf Community Mortgage
24252 W Main St, Plainfield, IL 60544
7792522000
Brian T. Nevins - Rocket Mortgage Local
2011 Rte 59, Plainfield, IL 60586
7086705269
OneMain Financial
12337 S Rte 59 #139, Plainfield, IL 60585
8152673284
Smart Mortgage Centers - Plainfield IL
16151 S Lincoln Hwy, Plainfield, IL 60586
8884160920
Dan Lawton - Powered by The Mortgage Exchange
14912 Eastern Ave, Plainfield, IL 60544
3313274919
RDS Mortgage Corporation
14722 Naperville Rd #116, Plainfield, IL 60544
7084158979
Karen Walsh Key Mortgage MNLS#631443
11914 Rte 59 #100, Plainfield, IL 60585
7083071301
US Bank Mortgage
meijer 13521 S, 13521 Rte 59 Meijer, Plainfield, IL 60544
8008722657
Rate
24113 Lockport St Suite B, Plainfield, IL 60544
6303647542

What Does a Mortgage Refinance Company in Plainfield Cost?

Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a home in Plainfield Illinois?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there Illinois laws that affect mortgage refinancing?
Yes. Illinois has a three day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. Also, Illinois law limits prepayment penalties on most mortgages.