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Find Mortgage Refinance Companies Near You in South Elgin, IL
Looking for a mortgage refinance company in South Elgin? Review the directory below to compare your options.
4 agents listed
Updated May 2026
South Elgin, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 4 mortgage refinance companies in South Elgin, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
230 S Randall Rd, South Elgin, IL 60177
8477410360
Direct Mortgage Corporation
460 Briargate Dr STE 200, South Elgin, IL 60177
8476220564
Team USA Mortgage
800 Medford Dr, South Elgin, IL 60177
6308004331
Michael Affatato - Chase Home Lending Advisor - NMLS ID 426771
536 S Randall Rd, South Elgin, IL 60177
8474681241
Mortgage refinance companies in South Elgin Illinois help homeowners lower their interest rates or change loan terms. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Kane County housing market and can guide you through the process.
What Does a Mortgage Refinance Company in South Elgin Cost?
Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs usually range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in South Elgin?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Illinois?
A typical refinance in Illinois takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Illinois specific rules for refinancing?
Yes. Illinois has a three day right of rescission period after signing for most refinances. This gives you time to cancel the loan without penalty.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.