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Find Mortgage Refinance Companies Near You in Swansea, IL
Compare mortgage refinance companies in Swansea. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Swansea, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 9 mortgage refinance companies in Swansea, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Town & Country Title, Co.
221 W Pointe Dr STE 1, Swansea, IL 62226
6182335300
Guild Mortgage - Michael Vogt
4969 Benchmark Centre Dr #300, Swansea, IL 62226
6186222100
Brad Huffman Home Team
164 Papillon Dr, Swansea, IL 62226
6187418552
Guild Mortgage Company
4969 Benchmark Centre Dr #300, Swansea, IL 62226
6186222100
Nations Lending - Swansea, IL Branch - NMLS: 2408027
2 Park Pl Suite A, Swansea, IL 62226
8775975805
Primary Residential Mortgage, Inc - Swansea, IL Branch
4010 N Illinois St Ste B6, Swansea, IL 62226
6183100752
First Integrity Mortgage
201 W Pointe Dr, Swansea, IL 62226
6183559860
Regions Mortgage
1300 N Belt W, Swansea, IL 62226
6182573525
Great Mortgage
13 Park Pl, Swansea, IL 62226
6187262122
Mortgage refinance companies in Swansea, Illinois help homeowners adjust their loan terms, lower interest rates, or switch from an adjustable to a fixed rate. Illinois law requires lenders to provide a Loan Estimate within three business days of application and a Closing Disclosure at least three business days before closing. Local Swansea companies understand the St. Clair County real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Swansea Cost?
Typical costs for a mortgage refinance in Illinois include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually range from 2 to 5 percent of the loan amount. These costs vary by lender, loan size, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Swansea Illinois?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal and a copy of your current mortgage statement.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documentation is needed.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.