Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 6 mortgage refinance companies in Western Springs, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Home Loans
1023 Burlington Ave, Western Springs, IL 60558
8664706075
Jeff Dulla | United Home Loans
1023 Burlington Ave, Western Springs, IL 60558
7085318322
Chris Ulrich - United Home Loans
1023 Burlington Ave, Western Springs, IL 60558
7085318324
Mark Mieczkowski at Guaranteed Rate (NMLS #195107)
1023 Burlington Ave, Western Springs, IL 60558
7084045983
PNC Mortgage
40 W 47th St, Western Springs, IL 60558
7082468990
Wintrust Mortgage
1000 Hillgrove Ave, Western Springs, IL 60558
7082467100
What Does a Mortgage Refinance Company in Western Springs Cost?
Typical costs for a mortgage refinance in Illinois include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually range from 2 to 5 percent of the loan amount. Illinois also charges a state mortgage recording tax of 0.50 per 100 dollars borrowed. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Western Springs?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there any Illinois state taxes or fees on refinancing?
Illinois charges a mortgage recording tax on refinances, which is based on the loan amount. The rate is 0.50 per 100 dollars of the new loan, though some counties add a small surcharge.