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Find Mortgage Refinance Companies Near You in Wheaton, IL
Directory of mortgage refinance companies in Wheaton, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Wheaton, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 8 mortgage refinance companies in Wheaton, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Team Edgar Llanes Rabbi Mortgage Inc. CA, FL, IN, IL
1776A S Naperville Rd #106, Wheaton, IL 60189
7736565423
Rabbi Mortgage Inc: Elmer Fragoso
1776 S Naperville Rd # 106-A, Wheaton, IL 60189
7088332238
Tracy Leddy at Prosperity Home Mortgage - Wheaton
145 Danada Square E, Wheaton, IL 60189
6309564122
Marc Purvis, Mortgage Loans
610 E Roosevelt Rd, Wheaton, IL 60187
3125239693
Dan Palumbo - First American Mortgage
209 W Roosevelt Rd, Wheaton, IL 60187
6308423733
Karina Robles-Rabbi Mortgage Inc
1776A S Naperville Rd Suite 106, Wheaton, IL 60189
7735582531
First American Mortgage Corp - Bill Haggerty
209 W Roosevelt Rd #100, Wheaton, IL 60187
6305185127
American Fidelity Mortgage Services, Inc.
1776 S Naperville Rd Bldg B Suite 101B, Wheaton, IL 60189
6306811010
Mortgage refinance companies in Wheaton Illinois help homeowners lower their rate or change loan terms. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local firms understand DuPage County property values and can guide you through the process.
What Does a Mortgage Refinance Company in Wheaton Cost?
Typical costs for refinancing in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Illinois documentary stamp tax is 0.50 per 100 dollars borrowed. Third-party fees like credit report and flood certification add 50 to 150 dollars. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing in Wheaton Illinois?
A standard refinance in Illinois takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work is needed. Your lender must provide a Closing Disclosure at least three business days before closing.
Do Illinois refinance loans require a home appraisal?
Most refinance loans in Illinois require a full appraisal to confirm the home value. Some streamline programs like FHA or VA may waive this. Your lender will tell you if an appraisal is needed based on your loan type.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.