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Find Mortgage Refinance Companies in Wheeling, IL

Browse mortgage refinance companies serving Wheeling, Illinois. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Wheeling, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 6 mortgage refinance companies in Wheeling, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Selfreliance Federal Credit Union
50 W Dundee Rd, Wheeling, IL 60090
7734891204
Wheeling Bank & Trust
337 W Dundee Rd, Wheeling, IL 60090
8474847580
Absolute Royal Mortgages
1712 S Wolf Rd, Wheeling, IL 60090
8475649052
Chase Mortgage
253 E Dundee Rd, Wheeling, IL 60090
8474593062
US Bank Mortgage
800 Wheeling Rd, Wheeling, IL 60090
8008722657
BMO Harris Bank Mortgage
10 Huntington Ln, Wheeling, IL 60090
8883402265

Mortgage refinance companies in Wheeling Illinois help homeowners lower their interest rate or change loan terms. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local Wheeling residents can work with these companies to access home equity or reduce monthly payments.

What Does a Mortgage Refinance Company in Wheeling Cost?

Typical costs for a mortgage refinance in Illinois range from 2 percent to 5 percent of the loan amount. Common fees include an origination fee of 1 percent to 2 percent, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs also include recording fees and credit report charges. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Wheeling Illinois?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a valid government ID and a property appraisal.
How long does a mortgage refinance take in Illinois?
A typical refinance in Illinois takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there Illinois specific rules for refinancing a mortgage?
Yes. Illinois law requires lenders to give you a three day right of rescission after closing. This allows you to cancel the refinance without penalty within three business days.