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Browse mortgage refinance companies serving Winfield, Illinois. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Winfield, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 3 mortgage refinance companies in Winfield, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
City Mortgage
1N131 County Farm Rd, Winfield, IL 60190
7247248924
Crown Home Mortgage Corporation
27W140 Roosevelt Rd Suite #201, Winfield, IL 60190
6305102222
Chase Mortgage
0n010 Winfield Rd, Winfield, IL 60190
6306687000
Mortgage refinance companies in Winfield, Illinois help homeowners lower their monthly payments or change loan terms. Illinois law requires lenders to provide a clear Loan Estimate within three business days of your application. Working with a local company can simplify the process and ensure compliance with state regulations.
What Does a Mortgage Refinance Company in Winfield Cost?
Typical costs for a mortgage refinance in Illinois include an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Closing costs generally range from 2 to 5 percent of the loan principal. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Winfield?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois law also requires a property appraisal and a clear title report. Your lender will give you a full list based on your loan type.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender must give you a Closing Disclosure at least three business days before closing.
Are there Illinois-specific rules for refinancing?
Yes. Illinois requires lenders to disclose all fees upfront in a Loan Estimate. The state also has a three-day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. This does not apply to purchase money mortgages.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.