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Compare Mortgage Refinance Companies in Winnetka, IL
Browse mortgage refinance companies serving Winnetka, Illinois. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Winnetka, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 5 mortgage refinance companies in Winnetka, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Wintrust Mortgage
576 Lincoln Ave, Winnetka, IL 60093
8474412265
Chase Mortgage
791 Elm St, Winnetka, IL 60093
8475016501
Adam Hengesbaugh - Chase Home Lending Advisor - NMLS ID 444491
791 Elm St, Winnetka, IL 60093
6302030129
Bonnie Vasilion - Chase Home Lending Advisor - NMLS ID 198086
791 Elm St, Winnetka, IL 60093
8475016521
Chase Mortgage
845 Spruce St, Winnetka, IL 60093
8474460025
Mortgage refinance companies in Winnetka Illinois help homeowners adjust their loan terms or lower their interest rates. Illinois law requires lenders to provide a clear Loan Estimate within three business days of application. Local refinance services can guide you through this process and explain state-specific rules on prepayment penalties and escrow accounts.
What Does a Mortgage Refinance Company in Winnetka Cost?
Typical costs for a mortgage refinance in Illinois include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance of $500 to $1,500. Closing costs generally range from 2% to 5% of the loan amount. These are general estimates; actual costs vary by lender and property. This information is for general educational purposes and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Winnetka Illinois?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Illinois?
The refinance process in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Illinois laws that protect me when refinancing?
Yes, Illinois has a three day right of rescission for most refinances, allowing you to cancel without penalty. Lenders must also follow the Illinois Residential Mortgage License Act for fair lending practices.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.