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Compare Mortgage Refinance Companies in Elkhart, IN

Compare mortgage refinance companies in Elkhart. Review contact information and insurance categorys before you decide.

13 agents listed
Updated June 2026
Elkhart, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Indiana before hiring.
Showing 13 mortgage refinance companies in Elkhart, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ruoff Mortgage - Elkhart
901 Parkway Ave #5, Elkhart, IN 46516
(574) 296-7740 ruoff.com
Samantha Conrad, Ruoff Mortgage
901 Parkway Ave #5, Elkhart, IN 46516
(574) 903-3242 ruoff.com
OneMain Financial
5230 Beck Dr #2A, Elkhart, IN 46516
(574) 264-7377 onemainfinancial.com
Kym Baker, Ruoff Mortgage
901 Parkway Ave #5, Elkhart, IN 46516
(574) 524-6185 ruoff.com
Supreme Lending
56199 Parkway Ave #3, Elkhart, IN 46516
(574) 343-1065 supremeindiana.com
Cyndi Handley, Ruoff Mortgage
901 Parkway Ave Suite 5, Elkhart, IN 46516
(574) 206-1177 ruoff.com
Teresa Shultz-Miller, Ruoff Mortgage
901 Parkway Ave Ave #5, Elkhart, IN 46516
(574) 320-5692 ruoff.com
Hallmark Home Mortgage
4000 E Bristol St Suite 6, Elkhart, IN 46514
(574) 206-4722 hallmarkhomemortgage.com
Walter Cortes, Ruoff Mortgage
901 Parkway Ave Suite 5, Elkhart, IN 46516
(574) 296-7740 ruoff.com
Notre Dame Federal Credit Union
101 S Main St Suite 100, Elkhart, IN 46516
(574) 400-4580 notredamefcu.com
Clarissa Lora | NMLS# 1896451 | Mortgage Loan Originator
516 S Main St, Elkhart, IN 46516
(574) 536-1881 hallmarkhomemortgage.com
MH Acceptance
118 S 2nd St, Elkhart, IN 46516
(855) 646-4642
Edwin Carrillo at CrossCountry Mortgage
223 S Main St suite 12, Elkhart, IN 46516
(574) 312-3514 crosscountrymortgage.com

Mortgage refinance companies in Elkhart Indiana help homeowners lower their interest rates or change loan terms. Indiana law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Elkhart housing market and can guide you through the process.

What Does a Mortgage Refinance Company in Elkhart Cost?

Typical costs for a mortgage refinance in Indiana range from 2 percent to 5 percent of the loan amount. For a 200000 dollar loan this means 4000 to 10000 in fees including appraisal title insurance and origination charges. Costs vary by lender loan type and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Elkhart Indiana?
You typically need pay stubs tax returns bank statements and a photo ID. Indiana lenders also require proof of homeowners insurance. Your refinance company will give you a full list based on your loan type.
How long does a mortgage refinance take in Indiana?
A typical refinance in Indiana takes 30 to 45 days from application to closing. Delays can happen if appraisal or title work takes longer. Your Elkhart lender will provide a timeline estimate.

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