Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 5 mortgage refinance companies in Hammond, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fifth Third Mortgage - Cynthia McDowell
1716 E 165th St, Hammond, IN 46320
7737427875
BMO Harris Bank - Mortgage Banker (Rashod Shine)
7227 Calumet Ave, Hammond, IN 46324
2196896586
Chase Home Lending
4204 Calumet Ave, Hammond, IN 46320
3143031897
BMO Harris Bank Mortgage
7227 Calumet Ave, Hammond, IN 46324
8883402265
Patrick Hollingsworth NMLS 2557069 / Inspire Mortgage LLC
5209 Hohman Ave suite 124, Hammond, IN 46320
2193510023
What Does a Mortgage Refinance Company in Hammond Cost?
Typical costs for a mortgage refinance in Indiana include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,200 dollars. Closing costs usually range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Hammond Indiana?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Indiana lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Indiana?
A standard refinance in Indiana usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer.
Are there Indiana specific laws for mortgage refinancing?
Yes. Indiana Code 24-4.5-3-202 limits prepayment penalties on most residential mortgages. Lenders must also follow federal Truth in Lending Act rules for disclosure.